Protection For The Unexpected

Supplemental Insurance 

More and more Americans are turning to supplemental insurance policies because they are the best way to prepare for the financial impact of an accident or illness.  At HMA Advantage, we believe that supplemental insurance policies are the most cost-effective way for families to immediately create an emergency fund. 

Why Supplemental Accident  
Insurance 

Supplemental accident insurance is designed to help protect you from the financial impact of unexpected accidents.  Even with the best health insurance plan, you can still end up with costly medical bills when receiving treatment of an injury.  Your health insurance covers some costs, but covered costs may be limited until you’ve met your annual deductible or maximum out-of-pocket expense.  This can have a significant financial impact on you while you are recovering. 

​Supplemental accident insurance can help ease the financial impact. 

Accident Insurance Plan Highlights

Supplemental accident insurance is a perfect complement to your existing health insurance to help with medical and non-medical expenses.  Supplemental accident insurance does not replace your existing health insurance, it makes your existing health insurance work better.   

The sports injury insurance plans offered by HMA Advantage provides the following:

  • 24/7 Protection - at home, at work, the gym, business travel (U.S. only)

  • $10,000 per participant – medical expenses benefit with no deductible or copayment

  • $1,000 per participant – hospital admission benefit for injury requiring hospitalization

  • $50,000 per participant – accidental death & specific loss(loss of limb, sight or hearing)

  • Pays covered expenses regardless of other insurance coverage

To learn more or receive a quote, take a moment to complete the form and one of our representatives will contact you. We are here to help you get the protection you need so you can have the peace of mind you deserve.