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Support While You Recover

Supplemental Insurance 

More and more Americans are turning to supplemental insurance policies because they are the best way to prepare for the financial impact of an accident or illness.  At HMA Advantage, we believe that supplemental insurance policies are the most cost-effective way for families to immediately create an emergency fund. 

Why Supplemental Critical Illness Insurance

A serious illness can have a huge impact on more than just your health – it can also hurt your finances. Would you have the money to protect all you’ve worked for if you were to have a heart attack, stroke or other critical illness?

Critical illness insurance is designed to provide you the financial support you need while you recover. 

Supplemental Critical Insurance Plan Highlights

Critical illness insurance complements your major medical coverage by providing a lump-sum benefit if you’re diagnosed with a covered critical illness, such as:

  • Heart attack (myocardial infarction)

  • End stage renal failure

  • Coronary artery bypass surgery

  • Stroke

  • Major organ transplant


You can use this benefit to help cover everyday living expenses or other costs related to your critical illness, such as home modifications, travel expenses and rehabilitation charges. You may receive additional benefits if you’re diagnosed with more than one critical illness.

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